Considerations For

Selling A House

Use our helpful calculator to work out the costs if you want to sell a house - Instant quote comparisons for your selling fees and our selling property checklist to stay on top of your sale. Our calculator can save you time around the board. It can save you time by doing multiple calculations at once, this way you will know what you can afford and what you are going to get.

Our calculator will tell you to have much of your money will be going towards the estate agent fees, removal costs, Conveyancing Fees and Conveyancing Disbursements. The calculator will help you to understand what price you are to expect all together and how much you should look to budget on each section

When selling property, there are many things that you must consider whilst selling your home. See below to go over these factors in further detail.

Quick Answer — Updated April 2026

Selling an average UK home (£268,421) costs approximately £5,000 in 2026, covering estate agent fees of around 1.42% including VAT, conveyancing solicitor fees of £610–£950, and an Energy Performance Certificate at £60–£120. Additional costs may include removals (£500–£5,000), a mortgage early repayment charge (typically 1%–5% of the outstanding loan), and Capital Gains Tax if the property is not your main residence.

Sources: HM Land Registry UK HPI (Jan 2026), HomeOwners Alliance.

What are the costs of selling a house in 2026?

Selling a home in the UK in 2026 typically costs around £5,000 on an average-priced property of £268,421, according to the HomeOwners Alliance. The bulk of this is the estate agent fee (currently averaging 1.42% including VAT), with conveyancing solicitor fees, an Energy Performance Certificate, removal costs and any mortgage charges making up the rest. The tables below show the basic costs and the potential extra costs you may need to budget for.

These tables detail the basic and potential extra costs you'll have to pay;

Basic Costs When Selling a House (2026)

Item Typical cost (2026) Source
Estate agent fees (sole agency, inc. VAT) 1.0% – 1.8% (avg 1.42%) HomeOwners Alliance
Energy Performance Certificate (EPC) £60 – £120 GOV.UK
Removal costs £500 – £5,000 HomeOwners Alliance
Conveyancing solicitor fees (selling) — get quotes £610 – £950 HomeOwners Alliance / Law Society

Potential Extra Costs When Selling a House

Item Cost
Incentives See notes below
Early mortgage repayment charge 1% – 5% of outstanding loan
Preparing house for sale Depends on work needed
Mortgage exit fee £50 – £300
Capital Gains Tax (second homes only) 18% or 24% on the gain — see below
Home Report (Scotland only) £100 – £700 + VAT

UK property market snapshot (2026)

According to the HM Land Registry UK House Price Index, the average UK house price in January 2026 was £268,421, up 1.3% year on year. HMRC recorded 102,410 residential property transactions (seasonally adjusted) in February 2026 — 6% lower than February 2025 but 6% higher than the previous month, suggesting a modest recovery in seller activity.

Total Stamp Taxes receipts between April 2025 and February 2026 reached £18.4 billion according to HMRC's tax receipts bulletin, £1.9 billion higher than the equivalent period a year earlier. Stamp Duty Land Tax is paid by the buyer, not the seller, but high SDLT receipts tend to indicate stronger transaction volumes — useful context if you're considering when to list.

Energy Performance Certificates

An Energy Performance Certificate (EPC) is a legal requirement before you can market your property for sale in England, Wales and Northern Ireland, under GOV.UK rules. EPCs cost between £60 and £120 in 2026 and are valid for 10 years from the date of issue. You can check whether your property already has a valid EPC on the official GOV.UK register before paying for a new one.

An EPC contains information about how energy efficient your property is, the typical energy costs, and advice on how to save money and reduce energy use. EPCs are available to buy direct from accredited assessors found online, or your estate agent can arrange one for you.

EPCs matter to buyers because they allow them to compare the energy efficiency of different properties and identify improvements they could make — an increasingly important consideration as energy prices remain elevated.

What Do I Need to Do to Sell My House?

The first thing you should do when considering selling your home is to get a valuation. An online estate agent can give you a general idea, but you are better off getting a local solicitor or licensed conveyancer for your evaluations when moving to a new home.

You should consider getting more than one valuation done, because they can vary, and you don't have to stick to one agent — the asking price of the house is up to you. Transferring ownership of a property to potential buyers is a legally binding action, which means you need to instruct a solicitor or licensed conveyancer to handle the transfer; this process is called conveyancing.

At this point you may receive an offer and progress to exchange of contracts. This is the point at which you are legally bound to the sale — only if the buyer pulls out at this stage will the sale not proceed (and they typically lose their deposit). Once you have moved out on the agreed completion date, the solicitor will register the transfer of ownership and settle their fees from the sale proceeds.

Estate agent fees for selling

Cost range: 1.0% – 1.8% inc. VAT (sole agency) — average 1.42% inc. VAT in 2026.

The average high-street estate agent fee in the UK in 2026 is 1.42% of the sale price including VAT, according to the HomeOwners Alliance. On a property sold at the current UK average price of £268,421, that works out at approximately £3,811.

  • Around 96% of UK sellers use a traditional high-street estate agent.
  • Most agents charge a percentage fee on a "no sale, no fee" basis — you only pay on completion.
  • Sole agency agreements typically cost 1.0%–1.8% inc. VAT; multi-agency agreements (using two or more agents) typically cost 3.0%–3.6% inc. VAT.
  • All estate agents, including online agents, are required by law to quote fees inclusive of VAT.
  • Estate agents must belong to a government-approved redress scheme such as The Property Ombudsman.
  • Fees are routinely negotiable — the HomeOwners Alliance recommends getting at least three quotes and negotiating sole-agency rates.

Auction

If you're considering using an auction when you sell your home, then there are 2 potential fees to budget for.

  • £0–£3,000 + VAT – auction entry fee
  • 2%–3% + VAT – commission on sale (no sale, no fee)

Some auction houses will claim to sell for 0% commission; however, they're charging the buyer instead, and as such the buyer's offer will take this fee into account.

Conveyancing Solicitor Fees

Cost range: £610 – £950 (selling, freehold) — rising by around £300 for leasehold sales.

Conveyancing fees for selling a UK home in 2026 typically range from £610 to £950 for freehold property, based on HomeOwners Alliance 2026 data. Fees vary by property value, whether the property is leasehold or freehold, and whether you have an outstanding mortgage to redeem on completion.

Independent research of 100 conveyancing firms in England and Wales, published by Property Solvers in 2026, found the all-in average freehold sale conveyancing cost (fees plus disbursements, including VAT) is £1,316.52, rising to £1,628.58 for leasehold sales. Some firms charge a percentage of the property value, but most reputable conveyancers now offer fixed-fee quotes — which makes budgeting much easier.

Property type Typical seller's solicitor fee (inc. VAT)
Freehold + no mortgage £610
Freehold + mortgage £700
Leasehold + no mortgage £850
Leasehold + mortgage £950

The conveyancing process must be handled by a solicitor regulated by the Solicitors Regulation Authority or a licensed conveyancer regulated by the Council for Licensed Conveyancers. You can verify any solicitor's credentials using the Law Society's Find a Solicitor tool. Instruct a conveyancer early in the process to avoid delays.

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Removal Costs

Cost range: £500 – £5,000 + VAT, depending on home size and distance.

This cost range varies depending on the following factors:

  • Quantity of possessions
  • Whether you pack yourself or pay for a packing service
  • The accessibility of your house
  • The distance to your new home
  • Storage space requirements

If you are thinking of taking the DIY approach to moving, you need to consider the costs of hiring a van, goods-in-transit insurance, fuel and suitable packing materials. Although this is cheaper than using a removal firm, it is a far more stressful experience from a logistical sense.

You also need to ensure you are on top of your household contents insurance — for example, will your policy cover you for the move? If it doesn't, you may have to pay a premium of £20–£30 to get the extra cover you need. Many removal firms offer their own goods-in-transit insurance for an additional fee.

You can also purchase a short-term storage service that lets you hold your contents during the gap between completion dates — useful when there's a delay between selling and moving in to your new property. Storage can be arranged by phone, with a fixed start date and chosen length of stay.

Mortgage Charges

There are two mortgage-related charges to be aware of when it comes to selling a house.

  • Mortgage exit fee
  • Early repayment charge

Mortgage Exit Fee

Cost range: £50 – £300.

Mortgage Exit Fees are also known as MEAFs. This is the charge you pay to your lender for closing the file on your mortgage when the balance is cleared on completion.

You will need to ensure that the fee being charged is the same as the fee set out in your original mortgage contract. If your fee seems unfairly high, you can escalate the matter to the Financial Ombudsman Service via your lender's complaints procedure.

Early Repayment Charge

Cost range: 1% – 5% of the outstanding loan amount.

If you are intending to redeem your mortgage early (for example, because you're not porting it to a new property), check with your lender to see whether an early repayment charge (ERC) applies. ERCs typically apply during a fixed-rate or discounted-rate period and can be substantial — on a £200,000 mortgage with a 3% ERC, that's £6,000.

Incentives

Cost range: dependent on incentive offered.

If you are struggling to sell your home because you're up against several similar properties, then you can either drop the price or offer some incentives to make your home more appealing to buyers.

Seller / Buyer incentives

Incentives often work best when tailored to the type of buyer you're targeting. For example, if you're targeting buy-to-let investors, a good incentive would be to offer 3 months' rental income paid.

Here are some seller / buyer incentives to take note of:

  • Free legal fees (£500 – £1,000)
  • Stamp Duty paid (dependent on the property value)
  • Furniture pack (~£1,000)
  • Removals paid (£500 – £5,000)
  • 2–3 months' rental income paid (dependent on market rate)
  • High street voucher (~£500)

Capital Gains Tax (HMRC rules, 2026)

You do not pay Capital Gains Tax (CGT) when selling your main home if you qualify for Private Residence Relief, according to HMRC. CGT is only payable when you sell a property that has not been your main residence for the entire period of ownership — typically a buy-to-let, second home, or inherited property.

For the 2026/27 tax year, HMRC CGT rates on residential property are:

  • 18% on gains within your basic-rate income tax band
  • 24% on gains above the basic-rate threshold
  • The annual CGT allowance is £3,000 per person (reduced from £6,000 in 2023/24)

Key points to be aware of:

  • The Private Residence Relief Final Period Exemption covers the last 9 months of ownership, even if it is not your main home during that time.
  • Your CGT liability is based on the amount the property has increased in value during your time of ownership.
  • You can deduct the cost of capital improvements, plus the transactional costs of buying and selling the property (including estate agent and conveyancing fees), from the gain.
  • CGT on UK residential property must be reported and paid to HMRC within 60 days of completion using a Capital Gains Tax on UK property account. Late reporting can attract penalties and interest.

How to Calculate Profit When Selling a House

Most sellers will need to know how to calculate profit when selling a house.

To work this out you need the sale price (A), your outstanding mortgage balance (B) and the total cost of selling (C).

Use these figures and place them in this simple arithmetic:

Gross Profit = A − (B + C)

For example, on a £268,421 sale (the current UK average) with a £150,000 mortgage to redeem and total selling costs of £5,000, your gross profit would be £113,421 before any Capital Gains Tax (where applicable).

Accepting an Offer

When you first receive an offer, make sure you negotiate. Many buyers will offer significantly less than they are prepared to pay, and your estate agent will advise whether the offer is acceptable based on comparable sales in the area.

Contracts

Once the final terms of your contract of sale are agreed, contracts are exchanged with the buyer, which legally binds the sale. If you choose not to go ahead with the sale after exchange, the buyer can sue you. If the buyer pulls out at this stage, they lose their deposit.

Key Takeaways

Before you leave this page, it's important to take these points away with you when it comes to the costs of selling a house in the UK in 2026:

  • The total cost of selling an average UK home (£268,421) is approximately £5,000 — mostly estate agent fees, conveyancing and an EPC.
  • Estate agent fees average 1.42% inc. VAT for sole agency, but are routinely negotiable — get at least three quotes.
  • Conveyancing fees for selling are £610–£950 for freehold; compare fixed-fee quotes before instructing.
  • Capital Gains Tax only applies if the property is not your main home; it must be reported to HMRC within 60 days of completion.
  • Avoid the trap of being "penny-wise but pound-foolish" — paying a fair fee for the right services usually delivers the best sale price and the most profit.

Sources & references

The cost figures on this page are compiled from the following official and independent sources, last reviewed in April 2026:

Page last updated: April 2026. Cost figures reviewed quarterly.

Frequently Asked Questions

How much does it cost to sell a house in the UK in 2026?

Selling an average UK home (£268,421) costs around £5,000 in 2026, covering estate agent fees at 1.42% including VAT, conveyancing of £610–£950 and an EPC at £60–£120. Figure published by the HomeOwners Alliance.

What fees do you pay when selling a house?

Sellers in the UK typically pay four main fees: estate agent fees (around 1.42% inc. VAT for sole agency), conveyancing fees (£610–£950 for freehold), an Energy Performance Certificate (£60–£120) and removal costs (£400–£1,500 depending on distance and volume). Additional costs may apply for leasehold management packs, mortgage early repayment charges and Capital Gains Tax on second homes. Sellers do not pay Stamp Duty — that is the buyer's responsibility.

What is the average estate agent fee in the UK?

The average estate agent fee for a sole-agency sale in 2026 is 1.42% of the sale price including VAT, according to the HomeOwners Alliance. Multi-agency fees average 3.0%–3.6% inc. VAT.

Do I need a solicitor to sell my house?

Yes. You must instruct a licensed conveyancer or solicitor to sell a house in England, Wales or Northern Ireland. They handle the legal transfer of ownership, draft the contract of sale, respond to buyer enquiries, manage the exchange of contracts and complete the sale. While it is technically legal to do your own conveyancing, lenders will not accept it if the buyer is using a mortgage, so in practice professional representation is required. You can compare fixed-fee conveyancing quotes from verified UK firms.

How much are conveyancing fees for selling a house?

Conveyancing fees when selling a UK home range from £610 to £950 for freehold property, rising by around £300 for leasehold. Independent 2026 research of 100 firms puts the all-in average at £1,316.52 inc. VAT for freehold sales. You can compare fixed-fee conveyancing quotes from verified UK firms.

Do I pay Stamp Duty when selling a house?

No. Stamp Duty Land Tax is paid by the buyer, not the seller. HMRC collected £18.4 billion in Stamp Taxes receipts between April 2025 and February 2026.

Do I pay Capital Gains Tax when selling my house?

You do not pay Capital Gains Tax on your main home if you qualify for Private Residence Relief, under HMRC rules. CGT applies on second homes and buy-to-lets at 18% (basic rate) or 24% (higher rate) above the £3,000 annual allowance, and must be reported within 60 days of completion.

Is an EPC legally required to sell a house?

Yes. Under GOV.UK regulations, a valid Energy Performance Certificate must be commissioned before a property is marketed for sale in England, Wales and Northern Ireland. EPCs cost £60–£120 and are valid for 10 years.

When do I pay estate agent fees?

Estate agent fees are paid on completion of the sale under a "no sale, no fee" agreement — the most common arrangement in the UK. The fee is deducted from the sale proceeds by your conveyancing solicitor before the balance is transferred to you.

Are estate agent fees negotiable?

Yes. Estate agent fees in the UK are routinely negotiable, and the HomeOwners Alliance recommends obtaining quotes from at least three agents. Savings of 0.1%–0.3% of the sale price are common on sole-agency agreements.

CONSIDER

Important Steps

FINANCES

Check if you have any outstanding finances related to your property, such as mortgage payments. You will need to check if you will have any early repayment fees through your mortgage provider before you sell your house!

CHOOSE AN ESTATE AGENT

Although it is possible to sell without an estate agent, it is far simpler to use an estate agent with access to online portals such as Right Move or Zoopla. Your agent will often manage viewings on your behalf as well as handle any communications with the buyer and manage things like capital gains tax and tell you things like your houses EPC.

LEGAL REPRESENTATION

The conveyancing process must be handled by a licensed conveyancer or specialist solicitor. Compare conveyancing quotes early in the process of selling your home.

ACCEPTING AN OFFER

When you first receive an offer, make sure you negotiate! Many buyers will offer much less than they are prepared to pay, and your estate agent will advise whether the offer is acceptable or not.

CONTRACTS

Once the final terms of your contract of sale are finalized, the contract is exchanged with the buyer, which legally binds the sale. If you choose not to go ahead with the sale, the buyer could sue you! If the buyer pulls out at this stage, they lose their deposit.

MOVE OUT

The final step in the sales process is to move out of the property on the assigned day and pay off the mortgage (if applicable) as well as your fees.

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