When you are just buying a house, without selling another, there are still a number of fees to account for! These can include the cost of moving your belongings, your deposit for the new property and legal fees. Our handy calculator can quickly tell you the expected costs of your new home purchase.
There are different types of mortgages available, so make sure you look at all your options when you sort out your finances. Get a mortgage application in early rather than later, and a "mortgage in principle" will leave you in a stronger position when you begin to view potential homes.
View property you are interested in buying and make sure you look at all the details - you don't want any hidden surprises later on. You can even look to purchase an RICS Homebuyers Report which will provide you with a good amount of information regarding the property you like.
House prices are often a little different from what you actually have to pay. Most people put in an offer which is near the asking price and expect to negotiate the price. You speak to the seller via their estate agent who relays your messages and offers to them.
Once all the checks and surveys have been done, it's time to exchange and complete! Exchange is a legal term for the contracts being sent between buyer and seller (see here for advice). Once this happens, the contract becomes legally binding and your deposit is paid. Completion usually occurs a number of weeks after exchange, where you become the new owner!
There are lots of different fees, searches, surveys and costs associated with buying a new home, so make things easier for yourself by knowing what the likely costs will be before you start! Planning the finances of your new house will be much simpler when you know what to expect. Expect to search for Home Buyers Protection Insurance, RICS Homebuyers Reports, Home Insurance, Stamp Duty Costs and Removal Quotes.
Our handy costs calculator allows you to see exactly how much money you are likely going to need in order to get the house of your dreams. Compare quotes for different services using our helpful comparison options too!Calculate Costs
We don't just help home buyers - why not check out our other services to see if we can save you more money?
Instantly uncover the costs of buying a new home with our simple calculator tool.Costs of Buying
Work out the costs of selling your property with our helpful calculator.Costs of Selling
Quickly see all the costs of buying and selling property with the moving costs calculator.Costs of Both